Speaker Biographies - SCMA Conference
Social engineering is the art of manipulating people so they give up Present a problem that requires you to "verify" your information by clicking on the displayed . from a foreign country for a share of the money it is guaranteed to be a scam. from a charity or organization that you do not have a relationship with, delete it. Typically, after developing a fallacious relationship with a potential . Scam Victims' Cyberpsychology, Behaviour and Social Networking. Scammers create fake profiles on dating sites and social networking sites with They develop an online relationship with the victim off the site, “grooming” the . they were very unknowledgeable about cybersecurity issues.
Lee and Soberon-Ferrer, 14 for example, measured individuals' vulnerability to consumer fraud and found that people with higher vulnerability scores tended to be older, poorer, less educated and single. Buchanan and Whitty 15 found in their research on online dating romance scams that individuals with a higher tendency toward idealization of romantic partners were more likely to be scammed.
Given the number of iterations of scams it may well be that some individuals are more susceptible to different types of fraud and so studying them separately might have some merit. This study builds upon the work on romance scam to investigate further the types of individuals who are more vulnerable to becoming financial victims of this crime. Current Study This study was interested in whether romance scam victims differ in personal characteristics compared with individuals who have not been scammed.
Drawing from the previous literature on scamming compliance behavior and the research on behaviors related to certain personality dispositions, the below hypotheses were formulated for romance scam victims compared with nonvictims. Age There have been mixed findings on age differences and vulnerability to scams. Some suggest that older adults are more vulnerable to MMF, 1617 while others have found that older individuals are victimized to a similar extent to those in their midlife, 18 those in their midlife are more likely to become victims compared to older and younger people.
Gender Although little is known about whether gender predicts likelihood of becoming scammed, in a study on the number of reports of being scammed in an Australian population it has been found that women are more likely to be scammed compared to men.
Education There is little known about whether more or less educated people are more likely to be scammed. Lee and Soberon-Ferrer 14 found that less educated individuals were more likely to fall victim to consumer fraud. Being well educated might therefore be a protective factor against becoming defrauded by MMF. It is hypothesized that less educated people are more likely to be a victim of romance scam H3 compared with those who have not become victims of romance scam.
Knowledge about cybersecurity Research has found a clear distinction between experts and nonexperts regarding basic security behaviors, such as patching and updating software. Impulsivity Much of the literature that theorizes about why individuals become defrauded highlights the use of the scarcity tactic employed by criminals and their push for urgency to respond to a crisis. People who have an internal locus of control have the conviction that events are contingent upon one's behavior.
Those with an external locus of control believe that events do not depend upon their actions, but rather upon luck, chance, or fate.
If individuals believe that they have little control over events, they might be more likely to comply with a scammer. It is hypothesized that individuals who score high on external locus of control are more likely to be victims of romance scams H6 compared with those who have not become victims of romance scams.
Trust in others gullibility It is a popularly held belief in the media that scam victims are more likely to be gullible individuals. It is hypothesized that individuals who score high on trust in others are more likely to be victims of romance scams H7 compared with those who have not become victims of romance scams. It is hypothesized that individuals who perceive themselves to be trustworthy people are more likely to be victims of romance scams H8 compared with those who have not become victims of romance scams.
Kind Little is known about whether the victims of MMF are more kind compared with nonvictims; however, given that many of the romance scam narratives involve a victim helping out another it is hypothesized that individuals who score high on a survey measuring kindness are more likely to be victims of romance scams H9 compared with those who have not become victims of romance scams. Greed Some theorists have argued that victims of fraud tend to be greedy people. Given that many romance scam victims are often promised wealth as well as the perfect relationship it is hypothesized that individuals who score high on a survey measuring greed are more likely to be victims of romance scams H10 compared with those who have not become victims of romance scams.
Of these individuals, 11, participants remained in the final sample. In this final sample 10, participants were not victims, were one-off victims, and were repeat victims. Of this sample, participants had been scammed by the romance scam.
Given that victims of scam may share some of the same dispositions as romance scam victims these participants were taken out of the final analysis. Materials Data were collected using a questionnaire hosted on the Qualtrics online survey platform. The questionnaire consisted of personality inventories and items devised to measure demographic descriptive data.
Given that age group differences were hypothesized age was broken down into three categories: The scale comprises four subscales: He brings a unique combination of experience, having served as plaintiff counsel, defense counsel, and insurance coverage counsel.
He specializes in personal injury, catastrophic personal injury wrongful death, and all facets of employment cases. Mark holds an LL. He also serves as a Temporary Judge.
Mark is a frequent speaker on mediation topics. She has extensive experience representing clients in general and business litigation, labor and employment, real estate, product liability, professional liability, negligence, and premises liability matters.
Martin advises employers in all aspects of California and Federal employment laws. In addition, as a mobile family law professional, Susan provides unbundled legal services as well as mediation services to clients via an online platform in both California and Connecticut. Susan regularly contributes to many family law publications and presents frequently at legal events.
Gutierrez has managed several programs at DCBA including consumer counseling, education, and complaint investigation. She is experienced in dealing with issues involving immigration fraud, elder financial abuse, identity theft, credit disputes, unfair and deceptive business practices, false advertising, and real estate fraud.
Gutierrez has more than 19 years of experience in consumer protection, 15 years of which are in mediation, beginning in through Buena Fe Mediation Services, an agency that served families with low incomes.
Social engineering (security) - Wikipedia
Her wealth of knowledge has helped her to better understand how to assist consumers and businesses in Los Angeles County through dispute resolution. She is passionate about helping people resolve conflict, often bringing resolution to long-standing and seemingly hopeless disputes. She had been able to help train mediators to find new approaches to effectively resolve disputes. Through her perseverance, she has obtained settlements that consumers and businesses did not think were possible.
At Tennessee, he had his first formal training in mediation and conflict resolution before starting a successful peer mediation program at a local urban low-income elementary school.
Since moving to Los Angeles, Adya has been a therapist, social worker, and administrator in various non-profit organizations. After completing five years as a community college psychology instructor, Adya committed to mediation full time.
Most recently, he has become a co-parent professional, providing on-demand online dispute resolution and coaching in real time for divorced, separated, or never married co-parents for coParenter. Goetz has advocated for strengthening public protection in mediation as well as social justice issues associated with greater widespread public access to qualified mediators, and currently serves as the Chair for the Southern California Mediation Association SCMA Business Committee on Voluntary Mediator Certification.
Goetz received his Ph. She has trained extensively in different styles of mediation and successfully mediated hundreds of cases in the areas of employment, wage and hour, harassment, lemon law, business partnership, collection, real estate, breach of contract, and civil rights.
During her years as a litigator Barbara represented individuals and companies both large and small on both plaintiff and defense sides.
She had her own firm, The Brown Law Firm, for over 10 years. Before that she spent five years as Senior Counsel at First Interstate Bank and 12 years in private practice. She is also past president of SCMA. Barbara received her B.